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Let's delve into the heart of this enigma. Collision damage waiver (CDW) and theft protection are two of the most common types of rental car insurance. CDW covers damages to the rental vehicle in case of an accident, while theft protection guards against stolen vehicles. These seem like comprehensive solutions, but there's more to consider. What about medical expenses if you or your passengers are injured? What about damage to other vehicles or property? These questions paint a picture of potential gaps in coverage that could leave you facing hefty bills.
The importance of reviewing policy details cannot be overstated when it comes to liability coverage for fence accidents. Some insurers may offer broader definitions of "property" under certain conditions, but these exceptions are rare and often require specific circumstances to apply. Most standard policies strictly adhere to covering damages only to third parties' properties in cases where you are at fault. Therefore, drivers should be proactive in ensuring they have adequate coverage beyond basic liability to protect themselves financially in situations like fence collisions.
